Topmate Commission & Fees (2026): What You Keep per ₹1,000

Topmate charges a 10% commission on sales through your own profile or link, and 20% on sales to new customers who find you through its marketplace, as of October 2026. Payment gateway charges of about 2% to 3% come on top. On a ₹1,000 own-link booking you keep roughly ₹870 to ₹880, before any GST on fees.

There is no subscription, so you only pay when you earn. The real cost depends on where the client came from, which gateway rate applies, and whether GST is added to the fees. Below is each fee with its source, a worked example per ₹1,000 and per month, and a simple formula to price your sessions so you still take home what you planned.

Topmate pricing: commission and charges as of October 2026

All figures come from the Topmate pricing page, checked in October 2026. The page headline is that Topmate earns only when you earn, with no upfront fees and no recurring charges.

Two points the page leaves open. It lists transaction fees as "2%/3%" without saying which rate applies when, and its FAQ adds only that "payment gateways like Stripe and PayPal typically charge around 3% of the transaction amount". The examples below show both rates. For comparison, Razorpay's standard pricing for Indian businesses is a 2% platform fee with 18% GST on that fee. The Topmate page also does not mention GST, so we show your take-home with and without 18% GST on the fees. Your payout statement is the final word for your account.

Topmate charges per ₹1,000: what you actually keep

Here is a ₹1,000 session under each combination. Fees are calculated on the full booking amount, which is how commission and gateway fees are normally charged.

So the honest range for an own-link booking is ₹847 to ₹880 per ₹1,000, and ₹729 to ₹780 for a marketplace booking. The marketplace rate is double because Topmate found that client for you. Whether that is good value depends on how many of your clients you would not have reached otherwise.

Topmate fees on a month of sessions (worked example)

Example: Rohan is a product-management mentor in Bengaluru. He charges ₹2,000 per 45-minute call and does 25 calls a month, so he bills ₹50,000. About 60% of clients come from his LinkedIn posts through his own link, and 40% find him on Topmate's marketplace. We assume a 2% gateway fee.

If Rohan moved all 25 calls to his own link, his fees before GST would fall from ₹8,000 to ₹6,000. That ₹2,000 difference is the price of the marketplace's discovery, and it is a fair trade if those 10 clients would not have found him any other way.

Is GST charged on Topmate commission?

Yes. The FAQ on Topmate's homepage says that gateway charges and GST on Topmate's fees also apply (checked October 2026), so check your payout statement or invoice for the GST line. If you are GST-registered, GST charged to you on a platform fee can usually be claimed as input tax credit, which takes it out of your real cost. If you are not registered, any GST on the fee is a straight cost, which is why the right-hand column above matters for most new creators. Your own GST obligations on session income are a separate question for your CA; our GST calculator helps with the arithmetic.

Topmate payout: how you get paid

The Topmate pricing page FAQ says clients can pay from anywhere in their preferred currency, and that payouts are instant through its integrations with Stripe and PayPal. The comparison table also lists instant payouts as a feature. We could not find a published payout schedule, settlement window or minimum payout on the pricing page, so check the payouts section of your Topmate dashboard before you plan cash flow around a specific date.

How to price sessions so Topmate charges do not eat your fee

Work backwards from what you want to take home. Divide your target by (1 minus your total fee rate). The steps below use Topmate's published rates. To set the base fee itself, see how to price coaching services in India.

1. 01Decide your take-home per session, for example ₹1,500.
2. 02Pick the fee rate for the channel: 12% for own link with a 2% gateway, 22% for marketplace with a 2% gateway.
3. 03Add GST on fees if your statement shows it: 12% becomes about 14.2%, 22% becomes about 26%.
4. 04Divide: ₹1,500 ÷ (1 − 0.142) = about ₹1,748 for own-link bookings.
5. 05Round to a clean price such as ₹1,749 or ₹1,799, and re-check after your first payout statement.

Two more levers. Share your own link everywhere you already have an audience (LinkedIn, Instagram bio, WhatsApp status), because those sales carry 10% instead of 20%. And if you cross ₹10 lakh a month, Topmate's custom plan is worth a conversation with its sales team.

Topmate vs a flat-fee booking page: per ₹1,000

If most of your clients already come from your own audience, compare Topmate's own-link rate with booking tools that charge a lower commission or a flat monthly fee. This table uses a ₹1,000 booking and leaves out GST on fees for a like-for-like view.

Sloth Active's ₹399 pays for itself once you bill about ₹8,000 a month compared with the 5% free plan. Run your own numbers in the earnings calculator.

Where Book A Sloth fits

Book A Sloth is a booking page for Indian professionals who already have clients and want to keep more of each fee. Clients book at bookasloth.com/yourname and pay upfront by UPI, card or netbanking through Razorpay, and the booking confirms on payment. You get email and WhatsApp confirmations and reminders, two-way Google Calendar sync, Google Meet links and GST invoices. The free plan takes 5% per paid booking with no subscription; Sloth Active is ₹399 a month or ₹3,599 a year, GST included, with 0% commission. Razorpay's gateway fee of about 2.4% applies to both. It is India-focused (rupee payments only) and has no multi-staff calendars. See pricing or the full Topmate vs Book A Sloth comparison, and our best appointment booking apps in India list for other options.